Eastern Financial Solutions

EFS can provide many types of loans, whether for investment purposes, owner occupied or debt consolidation.

Loans include:

Standard Variable Rate Loan - When you want to make additional repayments to pay off your loan faster. Repayments increase or decrease as and when rates fluctuate.

Line of Credit - Similar to an overdraft, allows you to access funds but at a competitive interest rate and provides access to the equity on your property when you need it.

Fixed Rate - You may choose to 'fix' your interest rate for 1-15 years.

Honeymoon - A discount is offered for approximately one year, the rate then reverts to the lender's variable rate.

Low Doc Loan - Useful for customers who are self employed, have irregular income or are unable to provide documentation to verify income.

Refinancing - Refinance your existing loan to either consolidate debts or ensure you have a more competitive loan product.

Terms and conditions apply

Most of the above loans can be arranged with either Principle and Interest (you repay a portion of the principal and accrued interest) or Interest Only (you repay interest accrued) basis.

From time to time a lender will offer a special discount.

We consider your circumstances to create a tailor made loan for you.

Some special loan features are suggested below:

• Professional Packages
• Redraw availability
• Direct Salary Crediting
• Credit Card
• Cheque Book
• Card Access
• Separate Loan Accounts
• Internet Banking
• Phone Banking
• Line of Credit
• 100% Off Set Account